Author: Roky Binty

The Biggest Reasons to Go Cashless in 2019

The Biggest Reasons to Go Cashless in 2019

Bankruptcy
The use of cash when making payments is declining around the world.  In the USA, for example, more than 190 billion worth of payments were through means other than cash, as of 2019. This is highlighted by a report by Statista, which includes governments, private sector companies, and other organizations that seek to accelerate the transition from effective payments to electronic transactions. While the picture puts the United States as a country with a ‘light’ use of cash, when comparing the number of transactions and not the amounts of them, it is clear that there are many consumers who yet prefer to use the cash in their day to day purchases. Cash does remain the most used payment instrument by the general public to carry out their transactions. This is so for various reasons, includin
5 ways financial planning can help if you’re self-employed

5 ways financial planning can help if you’re self-employed

Finance
Millions of people throughout the UK are now self-employed. Whether you work for yourself or are part of an industry where contracting is commonplace, it can place pressure on your finances. You need to fully manage your financial situation and potentially plan for periods where you’re not earning an income. Working with a financial planner can give you confidence in your career and future security. There’s been huge growth in self-employment in the UK in recent years. According to official statistics: 3.3 million people (12% of the labour force) were self-employed in 2001 By 2017, this had increased to 4.8 million people (15.1% of the workforce) There are many benefits to being self-employed, but it often means you need to take greater control of finances in order to ensure
CoinFlip Introduces New Concepts to Crypto ATMs

CoinFlip Introduces New Concepts to Crypto ATMs

Bankruptcy
In the world of cryptocurrency, simplicity isn't something that buyers and sellers often experience. Fortunately, CoinFlip Crypto ATMs are changing the way that business is done. With an easy method of using cash at an ATM along with your current cryptocurrency wallet, you're able to handle local bitcoin transactions quickly and nearly effortlessly. The company's CEO, Daniel Polotsky, came up with the idea through his frustration with using an earlier cryptocurrency ATM that wasn't user-friendly. The company has grown to include over 120 CoinFlip Crypto ATMs and is offering opportunities and rewards for those that take advantage of the following opportunities: Advertising on receipts Suggesting new cryptocurrencies Hosting ATMs Finding new ATM host locations Securing new...
6 Tips For Investing In Gold And Its Benefits

6 Tips For Investing In Gold And Its Benefits

Finance
Diwali, Dhanteras, Akshay Tritiya, birthdays, anniversaries, weddings – whatever be the occasion, the one gift that never fails to impress is gold. Not only is India one of the largest exporters of gold and precious gems, the domestic market for the yellow metal is also one of the largest in the world. Gold is much more than a mere adornment; it is one of India’s most favoured investment options. Even those with a little to no knowledge of the financial markets invest in gold. Let us have a look at a few tips that one must know when investing in gold.            Gold Is An Investment – The first thing you must understand is that like equity or fixed deposits, gold is an investment. It is best not to buy gold for superstitious or sentimental reasons but for financial ones.      Ty
Things to Know About Low Lost Auto Insurance With No Down Payment

Things to Know About Low Lost Auto Insurance With No Down Payment

Insurance
Many of the auto insurance companies will provide you with premium payment this is done to get the insurance coverage from the company. This will be tough for the students and some car owners who would have invested all of their money in buying a car. The first and foremost things to be noticed before you buy the vehicle are no down payment or low down payment. Some insurance companies will as you for the complete payment while some other companies will provide you with some time to settle the money. The low cost auto insurance with down payment is mostly possible in the big companies. There are many advantages involved in having a down payment they include: The driver of the car can get Alliance insurance through online even when there is a shortage in cash for paying the complete
How to get the most out of property finance

How to get the most out of property finance

Finance
When it comes to Property Finance, it is important that you make the right choices, and that includes taking steps toward improving your credit score in order to qualify for lower interest and even getting your property loan approved faster. The following suggestions are some of the best possible ways to get the most out of your property finance; Make a Substantial Down-Payment The best way to get the best interest rates on property finance is to make a sizeable down payment. In most cases, a sizeable down payment will lower your interest rates in the long run and therefore you will pay back much less in total, particularly on the interest. As a minimum, the lender may expect a down payment of 20% on the value of the property, but you will likely get a much lower interest rate if you ...
When Buying Life Insurance, Always Buy a Term Plan First

When Buying Life Insurance, Always Buy a Term Plan First

Insurance
You can choose from various insurance plans in India. However, it is of utmost importance that you understand your requirements budget before you choose a plan. You need to go for an option that best fits your needs. If you have excess funds, you can divide them into multiple insurance plans. Always start with a term plan A term insurance plan is the first insurance cover you need to buy for yourself. If you have not invested in any plans until now, you need to start with a term plan. It provides a cover for a specific period and in case of death of the policyholder during this period, the nominee will get the entire sum assured. This plan is designed for those who are looking to secure the future of their loved ones. It offers a comprehensive cover at a low premium. One of the top ben...
How to buy stocks directly from a company

How to buy stocks directly from a company

Finance
The stock market today is highly volatile. But this should not stop you from investing. If you are careful and disciplined, it’s not difficult to fetch good returns. A trusted brokerage firm like Kotak Securities would guide you properly and help you get the highest dividends. This is, in fact, the only way to trade in India—you cannot buy stocks directly from a company. Trading through a broker You are not permitted to buy or sell stocks in India on your own. You need a broker to carry out such activities. This is actually a boon in disguise. Still in the dark? The two reasons given below will explain everything: Experience and research: When you trade through a registered and trustworthy stock brokerage firm, you can expect the very best results. The brokers associated with th
Business Ideas That You Can Start At Home

Business Ideas That You Can Start At Home

Business
Starting a home-based business has become a lot easier due to the introduction of new career options and availability of high-speed internet. Home-based businesses are also useful in generating a reasonable amount of income on a monthly basis. Below are some of the business ideas that you can start from the comfort of your home. Computer Training If you are good with computers and have ample knowledge of various software applications, you can consider training students who are interested in learning the same. Having software knowledge can help students land a job for themselves and therefore, there is an increasing demand for computer training programs. Moreover, you can also include basics such as Microsoft Excel and PowerPoint in your training module. You would be required to ...
What are the Pros and Cons of Investing in a Fixed Deposit?

What are the Pros and Cons of Investing in a Fixed Deposit?

Finance
An ideal way to kickstart your investment portfolio is through a fixed deposit (FD). It is not only risk-free and easy to comprehend, but also helps you in growing your wealth. In an FD, your money is held for a specific tenure and you earn interest on it until the date of maturity. FD interest rates are higher than the rates that are offered in savings accounts, which is also a reason why FDs are very popular. The pros and cons of investing in an FD are discussed below. Pros of investing in FDs FDs are considered as an ideal way to start saving money for the future. Its benefits are discussed below. Low risk FDs are not associated with market movement; hence, there is low risk. FDs provide guaranteed returns and are a preferred choice for individuals who have a low-risk ...

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