Author: Roky Binty

My name is Roky Binty and I am a full-time blogger. I love to share finance and business news.

Apr22020 by Roky BintyNo Comments

Builder’s Risk Myth vs. Fact

Recently, we talked about all the builder’s risk facts and what you should know when talking about this insurance coverage. However, there are a few questions and myths that often come up - ones we didn’t talk about. Today we wanted to talk about these myths so that you can take a full understanding of your protection to the job site. There’s nothing worse than having insurance only to find out it’s not what you need when something goes wrong.Myth: Builder’s Risk Covers the Project from Start to Finish Fact: This vague statement isn’t wrong… but can be misleading. Builder’s risk insurance covers your materials, tools, temporary structures, and the site during the course of construction. That’s why it’s known as “course of construction insurance.” However, the builder’s risk coverage...

Mar162020 by Roky BintyNo Comments

4 Surefire tips to consider when buying life insurance

Insurance

Life insurance is one of the policies that you must take advantage of and should know more about. Who doesn’t need the assurance that even in their absence life will continue smoothly? Every parent would want to be sure that even in the occurrence of death, their children will go on with school and their lifestyle will not change. Life coverage matures in the event of death or after the agreed period. Shopping for life insurance can be overwhelming and to make it easy, you need a few guidelines. The first thing you should do is to consider the much that you would want to purchase to protect your family. Again, get to understand between the permanent and term life insurance cover. Following are some tips you need to consider when purchasing life insurance coverage Consider the a...

Mar62020 by Roky BintyNo Comments

Carina Advisors On How Newly Married Couples Should Manage Their Personal Finances

Finance

Are you trying to set up a strong post marriage financial foundation?Do you know how you can establish a strong financial future for your partner and yourself?Have you thought about things like savings, insurance, clearing debts?Is there a way by which you can lead a happy, prosperous and debt free future?If you have been thinking about these questions after your marriage, then you are making the right beginnings.Most couples fail to consider financial planning as one of the cardinal pillars of a marriage. This not only leads starts creating rifts and small fights early on, but also takes a toll on emotional wellbeing.In this article, Carina Advisors, one of the best financial advisory firms, aims to address the above raised questions.Carina Advisors recomm...

Feb272020 by Roky BintyNo Comments

Working Capital Loan to Grow Your Business

Business

Under This SME financing scheme, company Singapore (formerly SPRING Singapore) partners with participating banking establishments to endure 50% of charge risk in the event that a company defaults the SME bank loan. To qualify for your SME working capital Loan Singapore, your business must be registered and functioning in Singapore. Your organization needs to have a minimum of 30% local shareholding, an annual sales turnover of more than S$100,000,000, and a organization measurement of not more than 200 personnel. It permits Businesses to secure greater use of small business loans of up to S$300,000. The government assisted funding plot was started in 20-16 to Provide Help Small-medium businesses to wave over tender periods using adequate functioning Funds to meet income requirements....

Feb182020 by Roky BintyNo Comments

4 important factors in the Forex technical analysis

Finance

Technical analysis is one of the most important parts of the trading business. Without having the ability to analyze the technical data, it’s tough to find the best signals. It allows investors to find the potential buying and selling zone. Many traders in Hong Kong often think learning to analyze the technical variable is an easier task in the Forex market. But in reality, technical analysis is the most complicated task which requires pin perfect calculation. A slight mistake in your calculation might cost you a huge amount of money. Elite traders always focus on the important variables when analyzing the technical data. In today’s article, we are going to highlight 4 important technical factors that every trader should know.Price action trading strategy The price action trading str...

Feb102020 by Roky BintyNo Comments

4 Useful Tips To Save Money On No Money Down Car Insurance Coverage Revealed

Insurance

It is possible to save money while buying no money down car insurance coverage. As such, these covers can be expensive but if you follow few vital guidelines, things may turn out to be in your favour. Here is some important information pertaining to the same which you may find useful. There could be different ways to save money when dealing with companies that specialize in providing auto insurance for no money down. It is needless to say that no money down vehicle insurance covers can at times prove to be expensive. Even if insurers don’t mind extending monthly premium payment plans, there is always the fear of their adding interests and other hidden costs to the instalments. To that effect, if you are thinking of purchasing an auto insurance coverage which doesn’t require any down paymen...

Jan172020 by Roky BintyNo Comments

The Three Pillars of Being a Successful Online Broker

Finance

When you want to trade and are looking for the right broker, you will have hundreds of things to consider. The more people you ask, the more diversified answers you will get about how you should pick an online broker. However, if you pay close attention and enclose all the information in a nutshell, you will discover that every successful broker stands on three pillars. These three pillars are: safety & security, ease of trading, and profitability. Since Duxa Capital is gaining a lot of attention these days for being a successful online broker, let’s find out if it stands on those three pillars.Verifying Duxa’s Three Pillars of Success 1. Safety & Security Yes, the first thing you have to check is the safety and security for traders that the broker offers. In the case of Duxa...

Dec202019 by Roky BintyNo Comments

How to achieve life goals with ULIP

Investment

When you are younger, you might have several dreams, like purchasing a new house, travelling to new cities, starting a business venture, and so forth. However, as you grow older, you might shoulder the financial responsibilities of your family. Since the financial protection of your family would be your priority, you might sacrifice your dreams to earn more for your loved ones. A recent study shows that there is a gap between the aspirations and the readiness of young Indian adults to achieve them. If you are still willing to achieve your unfulfilled life goals, invest in a Unit Linked Insurance Plan (ULIP). The new-age ULIP is a convenient option since it is a combination of investment and insurance. Besides, it also ensures your family’s security as it offers death benefits to them...

Dec192019 by Roky BintyNo Comments

6 Life Insurance Mistakes You Should Avoid

Insurance

Most people buy life insurance to either save up on taxes or to secure their future but end up making certain life insurance mistakes that can be avoided. These policies don’t come for dirt cheap prices and surely you must be contributing a part of your income towards it. So to evade such errors and get the most out of your life insurance plans, read to know the 6 mistakes you should avoid while buying life insurance:1. Waiting Too Long to Buy a Life Insurance As you keep waiting to buy life insurance, the premiums keep getting higher. The term insurance premiums usually increase with age because your health deteriorates as you grow older. If you buy life insurance at an early age, you end up saving money and eliminate the risk of being ineligible for insurance due to some illness. ...

Dec42019 by Roky BintyNo Comments

The Biggest Reasons to Go Cashless in 2019

Bankruptcy

The use of cash when making payments is declining around the world. In the USA, for example, more than 190 billion worth of payments were through means other than cash, as of 2019. This is highlighted by a report by Statista, which includes governments, private sector companies, and other organizations that seek to accelerate the transition from effective payments to electronic transactions. While the picture puts the United States as a country with a ‘light’ use of cash, when comparing the number of transactions and not the amounts of them, it is clear that there are many consumers who yet prefer to use the cash in their day to day purchases. Cash does remain the most used payment instrument by the general public to carry out their transactions. This is so for various reasons, inclu...