Loans

A Home loan calculator work is the perfect tool to help you calculate your EMI

Loans
It is one thing to aspire for a dream but another to make it a reality. Buying a home is that. While many of us aspire to own our homes, very few turn it into a reality. One of the most important aspects of home-buying is to find the finances to fund your home purchase. If you cannot fund it with your own financial resources you can always look up to Tata Capital who can extend a housing loan to you. Thus, a home loan becomes a vital funding resource and as such you have to pay careful attention to the various aspects associated with it. Know your EMI                 Although a housing loan gives you the funds to help you acquire your new home, it is a reality that you must repay the home loan amount you have borrowed along with the interest charged on the loan. In order to help you
No Credit Check Loans – Great Help for All

No Credit Check Loans – Great Help for All

Loans
Ultimately, it depends on the response that you give while dealing with any kind of emergency circumstances. If for instance, you are not having the required funds available with you at that precise moment; it can bring in a lot of hassles. One can satisfy his personal needs easily but there are certain requirements that remain unattended as you might not have sufficient finances to carry it. So to avoid such financial constraints and meet your personal requirements easily you can trust on no credit check loans. Online loans provide financial assistance to those who need funds and enable them to meet their requirements easily. So, keeping the best interest on mind and to help you out, the financial market has come up with the provision of unsecured cash loan. This loan helps you by prov...
Types of Vehicle Loans Available in India

Types of Vehicle Loans Available in India

Loans
Buying a car of your own is a ‘dream come true’! When you are young, owning your first car can be identified as a symbol of success. However, purchasing a vehicle is not a cheap affair. If you have just started working then you probably do not have enough savings to afford a car. This is where a car loan comes in. The loan can help you with the finance at the time of purchase and you can repay the money over a long period of time. In India, the loan for a vehicle comes in different basic types as listed below. New car loan This loan option is available for people who want to buy a brand new car. The loan can be taken to buy any car model from any maker. You will have to pay an interest of 9-14% per year over a period of one-seven years. Used car loan The truth

What Is A Top Up Loan And What Are Its Benefits?

Loans
With the process of availing loans becoming easier, today an individual can address their financial needs without any hassle. Leading financial institutions provide borrower-friendly loan options to help ease the repayment procedure. Home loan balance transfers, top-up loans, etc. are an example of such features. Top-up loans are advances offered over and above an existing home loan amount to borrowers. They provide home buyers with the vital financial assistance to comprehensively complete their new home purchase and meet all associated monetary requirements. These loans come with no end-use restrictions like the unsecured personal loans. Generally, personal loans come with a much higher rate of interest and put a lot of strain on the finances over time. Opting for top-up loans ...
8 Most Recommended Used Cars to Buy in India

8 Most Recommended Used Cars to Buy in India

Loans
The Indian automobile market is progressing rapidly. Not everyone has the money required to buy a new car. Therefore, the used car market is also large with several online portals helping you choose the best pre-owned vehicle. Buying a used car requires doing some research. You need to consider several factors while making your choice. Even if you are looking for a used car, you may not have the entire amount. You may apply for a used car loan to meet the fund shortfall. Before knowing more about such loans, here are eight recommended pre-owned cars: Maruti Suzuki Swift It is fuel-efficient with a sporty design. Some of its features include a powerful engine, spaciousness, and easy servicing. Hyundai i10 This car is pleasant in appearance and easy to maintain. The car...
7 Important Home Loan Jargons Every Buyer Should Know

7 Important Home Loan Jargons Every Buyer Should Know

Loans
For most us, buying a home is a long-term investment. Unfortunately, due to rising property prices, it’s become almost impossible for an individual to make the all-important purchase without the help of a loan. But, availing a home loan can prove to be a tricky affair, thanks to the use of jargons and confusing terms. So, before we apply for that housing loan, it would be wise to familiarise ourselves with all the terms that we are likely to come across. Listed below are 7 important home loan jargons every buyer should know about: EMI  To put it simply, your equated monthly instalment (EMI) is the predetermined amount you pay to the lender each month until your loan is fully repaid. It is calculated on the basis of your home loan amount, interest rate and tenure. While evaluating
5 Significantly Changing Personal Loan Trends in India

5 Significantly Changing Personal Loan Trends in India

Loans
Individuals often turn to loans in an event of a cash crunch. Banks and Non-Banking Financial Companies (NBFCs) offer various options to those seeking capital to meet their financial needs.   A very popular type of finance option, known as a personal loan, is given to those seeking funds for various purposes. Financial institutions do not question the intent of the borrower, and hence a personal loan may be used for a variety of reasons, such as funding your wedding expenses, borrowing for your child’s education, purchasing a new home, meeting medical contingencies, or consolidating debt, among others. Such loans do not require the need of collateral and are based on the creditworthiness of the applicant. Personal loan scenario in India There have been a series of developments that have
7 Common FAQs People Ask on Loan against Property

7 Common FAQs People Ask on Loan against Property

Loans
You may have come across the term ‘Loan Against Property’ (LAP) in the housing finance market or real estate sector. Such a loan is exactly as the name implies – a loan borrowed from a bank or a Non-Banking Financial Company (NBFC) against the mortgage of a property. Financial institutions generally give a loan on the property as a certain percentage of the market value of the property, up to a maximum limit of 90%. Some borrowers are often riddled with certain queries on such a type of a loan. It is imperative to resolve all your doubts, so as to be a well-informed borrower. Following are seven common frequently asked questions about finance against property. How is a LAP different from a home loan? A home loan is extended to purchase a new home. LAP, on the other hand, ma
7 reasons to use a personal loan to pay credit card and other debts

7 reasons to use a personal loan to pay credit card and other debts

Loans
When it comes to the world of debts and repayments, noting is costlier and taxing on your pockets than credit card debts. Credit card interest rates could go as high as up to even 40-50% if you keep carrying on balances and don’t pay on time. Some people have 2-5 credit cards, and some of them may be in deep debt trap which may take years to clear. Hence, what is the solution? You can avail an instant personal loan and repay the entire credit card bills and pay just one EMI in a month. People who are having active loan and many credit card accounts may also do this. If you are a credit card owner or have some other debts, then you should go through this post. Reasons to take a personal loan to pay credit card and more debts Pay only one EMI in a month Instead of managing too
Three types of loans that can be extremely helpful to fund your short-term needs

Three types of loans that can be extremely helpful to fund your short-term needs

Loans
There are many reasons for oneto look for short-term loans. You might need quick cash for improving the way your house looks or meet the expenses of the wedding of your daughter or for some urgent traveling needs for medical purposes. Taking a short-term loan in such situations offers an easy way to fund the expenses. The banks and other financial institutes offer different types of short-term loans, and one should choose the loan that best suits the immediate needs. Thus, it is really important to assess the repayment capacity before taking out a loan. The following are three types of short-term loans that you can avail. Personal loans The personal loans are the most common kind of short-term loans. People usually take these loans for the repayment of credit card bills, funding...