Investment

A fixed deposit scheme is the best option to save and preserve a part of your savings and to get consistent returns on it in the longer run. The fixed deposit will offer a uniform flow of interest that is more reliable than mutual funds or equity investments as it is unaffected by the fluctuating market performance. However, before investing in fixed deposit with any bank or financial company, a person should consider certain points that are significant for making an informed decision. Any investor opting for fixed deposits should consider the following points before investing:Finding the right financial organization and service is a must for any investors who are opting for term deposit. Check out different banks and NBFCs for fixed deposit policies for the investors. Some fin...

Dealing with our personal financial resources can be a sore subject. We avoid them like the torment when we know we won't like what we see. Handling your funds should constantly be a recurring job. Here are some of the tips which can effectively help in getting your money invested smartly.Financing realty is not the most convenient job. The loan provider thinks about a number of aspects. Among these variables is the debt-to-income ratio, which is the percentage of your gross regular monthly revenue that you invest in paying your financial obligations. This consists of whatever from real estate to vehicle payments. It is really important not to make larger acquisitions prior to acquiring a residence because that considerably ruins the debt-to-income proportion. If you seem like...

Both palladium and platinum are members of the same white metal group. Gold and silver have always been popular precious metals to invest in, but these two are increasing in popularity both as an investment, and for making jewellery. To the untrained eye, both metals look virtually the same, however, they do have their differences. Platinum is much rarer, far denser and tends to be more expensive. Palladium, on the other hand, is more commonly used in industry because it is similar to platinum but much less expensive. The surface of both metals is non-porous. This means they are less likely to collect bacteria or react when in contact with human skin. These qualities make it hypo-allergenic and therefore excellent metals to use for wedding rings and other types of jewellery.What is Pla...

There are many different types of gold that you can invest in. You can have shares in gold, gold bars or coins, sovereigns, exchange traded funds, Krugerrands, gold certificates, gold stocks and shares and jewelry. All of these are types of gold that you can invest in.  Of these types, the investments that are actually physical gold and the how to invest in them are what we are going to outline today.1.)  Know your pricingBefore you invest in any type of physical gold, its very important that you do your research to make sure you are getting the right amount and quality of gold for your money.  This could mean that you either do the research yourself, or hire the services of a dealer who knows the gold market well enough to be able to spot a good deal, negotiate and also make sure

If you are looking for a tangible investment that isn’t as expensive as gold, silver may be the solution for you.  Silver is considerably less expensive than gold and is fairly easy to purchase.  If you’re new to the world of investing in coins and precious metals, you will want to do some research to find out what are the best types of coins to buy, and where you should buy them.  Some of the most valuable and ideal silver coins to purchase are listed below.American Silver Eagle This coin was first minted in 1986 and is currently minted still today.  American Silver Eagles are 99.9% silver.  If you purchase this silver coin, make sure that you receive the paperwork and proof of their authenticity from the seller to prove that the coin is real.  All original coins came with this infor

There is no single reason why an investment mistake occurs. The event happens due to many reasons, factors, and events. But it is undeniable; investment mistakes happen when there is a combination of misconceptions and misunderstandings. As the saying goes, we should learn from the mistake of others, so here is a list of the common investing mistakes people make. When Investment Plans are Not Clearly DefinedMistakes are bound to happen when decisions on investments are not based on clearly defined investment plans. Investing is highly goal oriented so it is important to have a clear picture on where you are going, how to get there and what directions you should be taking and which ones you should be avoiding. Since investing is a goal oriented activity, it is important to co

The stock market is an incredible place where you enjoy making investment with long term securities. For providing any business with long term finances and the necessary liquidity, it is the stock market which comes to play. Over the years, the changes which the stock market has undergone are attracting people to join this trading platform. While some are well aware of the facts and strategies associated with it, the newbies are the ones requiring help to keep themselves on track evolving as successful investors. To help them with all information related to this field, Independent investor comes to play.What it deals with? It is an educational and news portal which offers you information regarding all events taking place in the present world trading and investment market. The professi