Investment

Investment options in the UK have come a long way over the past few decades, with many individuals turning to Exchange Traded Funds (ETFs) as part of their investment strategy. ETFs are affordable and straightforward investments designed to track specific market indices or commodities such as gold, oil or even shares. An ETF is an ideal option for investors wanting to diversify their portfolios across multiple asset classes without purchasing several different assets separately and at a high cost. In this article, we will explore why investing in an ETF may be beneficial and examine six reasons it could be worth considering when looking into your investment opportunities in the UK.Diversification Investing in an exchange-traded fund (ETF) in the UK offers a great opportunity to investors...

When making financial decisions, one of the biggest challenges individuals face is finding the right life insurance for them, along with investing in the right funds. With the right investment and insurance products, an individual can secure their future and create financial cover for their loved ones. These days, several individuals have invested in Unit Linked Insurance Plans (ULIPs) as they provide life insurance and investment in a single plan. When you buy a ULIP, you pay premiums similar to any other life insurance product. However, they are utilized differently here. The premiums you pay are partly used towards offering you a life cover and partly invested in funds of your choice. It provides several benefits on both fronts, making it an overall beneficial investment.Provides fina...

Mutual funds are a great investment tool for retail investors, irrespective of the fact that they are new investors or experienced ones. When you begin your investment, there are several things that can go wrong. In this article, we will look at certain investment mistakes that can go wrong with your mutual funds investment plans.Common mutual fund investment mistakesFollowing are a few common mutual fund investment mistakes that you must try to avoid in your investment journey:Not taking your financial goals into considerationThis is probably one of the biggest mistakes that you can commit while investing in mutual funds. An investor must always invest in mutual funds after careful consideration of their financial goals. Investing without any ulterior motive is just like sitt...

When markets turn sour, people tend to initiate a flight-or-flight coping mechanism. Flight to safety comfort means leaving out risky investments like stocks or bonds and adding predictable and more stable investments to portfolios like low-risk and high-rated bonds. Another secure investment that individuals tend to add to their growing portfolios during hard times is precious metals like gold since it is the staple of any country's economy. But stocking up gold in your house like Fort Knox might not be the most organized or efficient ways of stabilizing your financial portfolio. There are other ways to bury your precious metals in the sand. However, before investing in these things, people might want to learn more about this topic.What is gold exchange-traded funds? Enter exchange-trad...

When conducting investment research, it is important to look at all the different stages of the investment cycle. Not only can it provide you with accurate information, but it can also ensure that you have the best possible outcome from every investment that you may make. To help you work out how best to streamline this process, we will be providing you with some quick and simple tips and tricks.  Streamline Complex To Find The Relevant Data  Though it can seem impossible to make investment research a streamlined process, making sure you are processing the right information will ensure that everything is relevant. When fishing through this information, you want to make sure that it is fully optimised. This will ensure that you are using all the information that you need and strea...

Taxes are an inevitable element of our lives. Whether you are a working professional or a self-employed individual, you cannot escape from paying your taxes. While many people might dread tax payment, the rest might start tax planning early to save money. Since the new financial year is around the corner, you should invest in tax saving investments that can reduce your tax liability. Tax-saving investments are essential since they allow you to claim deductions under Section 80C of the Income Tax Act, 1961. According to Section 80C, you can claim a tax deduction up to Rs. 1,50,000 on your taxable income. Although there are numerous best investment plans that offer tax exemptions, you might not know where to invest money. Before selecting a plan to save taxes, let’s take a look at different ...

When you are younger, you might have several dreams, like purchasing a new house, travelling to new cities, starting a business venture, and so forth. However, as you grow older, you might shoulder the financial responsibilities of your family. Since the financial protection of your family would be your priority, you might sacrifice your dreams to earn more for your loved ones. A recent study shows that there is a gap between the aspirations and the readiness of young Indian adults to achieve them.  If you are still willing to achieve your unfulfilled life goals, invest in a Unit Linked Insurance Plan (ULIP). The new-age ULIP is a convenient option since it is a combination of investment and insurance. Besides, it also ensures your family’s security as it offers death benefits to them...

Before you chalk a saving’s plan for retirement, it is essential to frame up post requirement needs that would meet our lifestyle needs. Sound planning is necessary to spare yourself the tremendous anxiety that could ensue following a dubious financial future. Most importantly, financial experts always advise in favour of choosing an investment action over savings since the possibilities of higher returns are more likely with the investment account. The burden of saving post-retirement also gets eased once you start increasing the contribution towards saving by 1% each time you get a hike, annually.Key policies and frequent collaboration for savings post-retirement for a series of reasons-You would be acquainted with flexible plans regarding saving and investing You should hav...

When you are investing your money on something, you not only want your money to be safe and secure but you also want it to generate a high return. Of course, that is the primary reason for your investment. However, if you think that investing in pink diamonds is very simple then you are very much wrong because it can be complex if you are doing it for the very first time. Therefore, you have to be absolutely sure while investing in Argyle pink diamonds. There is no denying the investing in pink diamonds is one of the best investment options that you can have at this moment in time. However, you have to be very careful about investing in pink diamonds. Here are some of the things that you should be aware of before investing in pink diamonds.The need to take help from the experts One o...

With the increasing financial literacy in the country, a large number of citizens are willing to invest their hard-earned money to avail high returns. A Unit Linked Insurance Plan or ULIPs is a contemporary investment that has gained massive popularity in recent times. It is a product offered by insurance companies that provides both insurance and investment under a single integrated plan. Therefore, a portion of the premium paid by the policyholder is utilized to provide insurance coverage and the remaining portion is invested in equity as per the policyholder’s choice. However, it is to be noted that ULIPs come with a lock-in-period of 5 years. This means if the policyholders choose to discontinue the policy during the lock-in-period, they won’t receive any liquidity or payout. Since a ...