Finance

The stock market today is highly volatile. But this should not stop you from investing. If you are careful and disciplined, it’s not difficult to fetch good returns. A trusted brokerage firm like Kotak Securities would guide you properly and help you get the highest dividends. This is, in fact, the only way to trade in India—you cannot buy stocks directly from a company. Trading through a broker You are not permitted to buy or sell stocks in India on your own. You need a broker to carry out such activities. This is actually a boon in disguise. Still in the dark? The two reasons given below will explain everything: Experience and research: When you trade through a registered and trustworthy stock brokerage firm, you can expect the very best results. The brokers associated with th

An ideal way to kickstart your investment portfolio is through a fixed deposit (FD). It is not only risk-free and easy to comprehend, but also helps you in growing your wealth. In an FD, your money is held for a specific tenure and you earn interest on it until the date of maturity. FD interest rates are higher than the rates that are offered in savings accounts, which is also a reason why FDs are very popular. The pros and cons of investing in an FD are discussed below. Pros of investing in FDs FDs are considered as an ideal way to start saving money for the future. Its benefits are discussed below. Low risk FDs are not associated with market movement; hence, there is low risk. FDs provide guaranteed returns and are a preferred choice for individuals who have a low-risk ...

Bangalore is fast emerging as one of the most habitable cities to live in India. It is leading the nation with its technological advancements and continues to provide immense job opportunities to the working class via its IT hubs. As an increasing number of students and professionals continue to relocate to the city, leading real estate developers are taking a cue from the rise in demand for residential townships. There are new projects being introduced every day to offer multiple options from flats and apartments to spacious villas to cater to the housing needs of different homebuyers. If you are looking to invest in villas in Bangalore, you may want to consider premier residential townships such as Assetz Marq. It offers artistically-designed apartments built with all the comfort for a ...

Most people think that working a full-time job and earning a regular pay cheque will provide them with enough financial security. Do you believe in the same? If yes, then it is high time that we burst your bubble. As a matter of fact, your pay cheque provides you with temporary financial security. It lasts as long as your job lasts. Moreover, your spending habits have an impact on your financial wellness. For this reason, you need to have an investment plan that is specially curated to fulfill your needs in the future. ULIP plans are one of the best investment choices that you can make. ULIP stands for Unit Linked Insurance Plan – a combination of insurance as well as investment. In a ULIP policy, the investor makes small premiums that partly goes to secure life insurance and the remai

Fixed or time deposits are common and a popular investment option in India. These deposits provide interest higher than a regular savings account and are less risky than other instruments like shares. You may open a time deposit account without any inconvenience with minimal documentation. However, premature withdrawal before the due date results in the payment of a penalty. If you want to invest in high-interest deposits, here are seven tips to keep in mind: Check various options Different institutions offer varied interest rates on fixed deposits (FDs). It is recommended you check with various institutions to know the best rate available for your required tenure. Split the capital Based on the capital you want to invest, it is recommended you split the same among mul...

Forex trading has been the sensation on the recent days. Forex trading offers the space to earn good money. Its awareness are started to reach people all over the world and magnetize them to involve on trading. Forex generally stands for foreign exchange and in this method, the trader have to buy or sell one currency in the exchange to another one. Forex trading is rated as one of the most heavily traded market around the world. A forex trader definitely needs a international broker for their trading purpose. People in Namibia are highly interested on forex trading and if you are one amongst them, then fish out the brokers with higher efficacies is no big deal. Researching on internet for more details paves a way to find the best option available. Forex trading: Imagine yourselves trav...

To initiate the process of trading in the Indian Share Market, the investor first needs to understand the process of opening a Demat account from the potential stock broker, the pros and cons of the stock market, and its functions. After weighing all his options, the investor then needs to register for a trading account and a Demat account. These accounts need to be linked to his bank account, which will give him an estimate of the interface and how the account works, while giving him time to research. It is an essential step and will require the investor to familiarize himself with the broking company, and check its credibility and credentials before opening an online trading account. Do your research It helps if you browse the cyberspace for terms like buy, sell, IPO, portfolio, quotes...

When you do manage to save up some extra money, you generally just put it in the bank where it earns almost no interest and this isn’t a wise use of your funds. Money makes money and there are a number of ways that you can invest it without any or very little risk. However, the financial industry can be very confusing and many of us don’t know where to start if we want to invest. This is where a financial advisor comes in and they know the financial industry from back to front. If you have some money tucked away somewhere and you would like to see it grow, then you can find a financial advisor in Gloucester who is more than willing to sit with you and help you figure out the road ahead. They offer a lot of services that may be beneficial to you. He or she can advise on the best m

Do you need money for your son’s overseas education or a grand wedding in the family?Is the need urgent such as medical expenses for your ailing parents?Wondering how to meet your financial contingencies?There’s a simple solution to your problems—a home mortgage loan.Many lenders now offer mortgage loans customised to the needs of salaried and self-employed individuals.But not all of us are experts in this field and often end up paying high equated monthly instalments (EMIs). Therefore, a little bit of knowledge is always beneficial when it comes to applying for aloan.There are ways to reduce the EMI amount for your mortgage loan. Read on to know more. Good credit score Quite obviously,lenders prefer borrowers with a good credit history. But how do they differentiate between rel

For the investors in the market, there are ample options with the help of which it is possible to earn a good return in the medium to long term. Among all options, one can say that the mutual fund is the best one as it has a number of positives which are required for an average investor. He can have a good return on the smallest amount invested in this market. The investor can go for one-time investment or regular investment. He can track all his investments with provided NAV and other important information. The drivers of the mutual fund: In the money market, one can find several instruments where he can invest and earn some return. In some cases, one can also have guaranteed returns while in some cases, it is not there. The mutual fund does not offer any guaranteed return, but one can ...