Author: Brent Bray

My name is Brent Bray. I am a writer who loves to learn new things and share them with people. Love to write articles, blogs, and other stuff.

Oct32019 by Brent BrayNo Comments

Importance Of Life Insurance: What You Need To Be Aware Of

Insurance

Living with insurance can help you to become more secure and at the same timeless you're worrisome. Insurance has emerged as a technique of safeguarding the importance of individuals from loss and alter. it's going to be outlined as a social device scale back to scale back, to cut back or reduce the danger of loss to life and property. Rather like various insurance that offers plenty to the general economic process of the society by provides sturdiness to the functioning of the method. The insurance industries manufacture monetary establishments and overcome difficulties by raising monetary resources. There are many people today who don’t know the importance of getting insurance for themselves and also for their family members as well. So, it is important to compare life insurance in Austr...

Sep302019 by Brent BrayNo Comments

How to Save Tax on Additional 50,000 Income Under Section 80CCD (1B)

Taxes

One of the most important responsibilities of any Indian citizen is to pay taxes to the government. This money is used for the development of the country. Taxation is a very elaborate system, with uncountable number of rules and regulation. These are maintained under the guidelines set by the Income Tax Act, 1961.The guidelines are divided into different sections, and this article will discuss about Section 80 CCD (1B), which allows specific tax exemptions. To enjoy the benefits under this section, you need to invest money in certain specified investment instruments. One of these options is the National Pension Scheme (NPS). By investing in NPS, you can claim a tax deduction of up to INR 50,000 on your income. However, before investing any money into NPS, you must learn more about it to ...

Sep302019 by Brent BrayNo Comments

Guide to Save Your Term Insurance Premium!

Insurance

A term plan is one of the cheapest life insurance policies. It pays a huge death benefit for affordable premiums. However, the good news is that you can reduce the premium by following some simple rules. Here is a guide on how to save on insurance premiums for term policy:Stay fitAn unhealthy person is considered to be a risky customer by insurance companies, and this leads to high premiums. If you are fit and healthy, the insurer will grant you a discounted premium, as you are at a lower mortality risk. Apart from this, being healthy will surely boost your overall wellbeing.Avoid smokingOne of the most effective ways to reduce insurance costs is to avoid smoking completely. If you are a smoker, you are at a higher risk level, as smoking leads to serious health i...

Sep302019 by Brent BrayNo Comments

Are you an emotionally fit Forex trader?

Stock Market

You know that emotions and Forex trading go hand in hand. If you are not emotionally fit, you will have a hard time handling Forex challenges. The Australian traders are managing their trading account without letting it slip, but how do they do it? It is pretty straightforward because everything related to Forex success is connected with your emotions. If you are an emotionally fit Forex trader, you wouldn’t easily lose your account.Unfortunately, the naïve Forex traders assume that Forex success is all about market analysis or Forex knowledge. We don’t disagree on these factors, but even if you have these factors sans emotions, you will not succeed. Even by mastering the best strategies you can’t reach the trading goals if you’re emotional. Do you know why every time you speak ab...

Sep252019 by Brent BrayNo Comments

Ways to Obtain Higher Returns from Fixed Deposits

Bankruptcy

Fixed or time deposits continue to remain one of the most trusted and popular investment vehicles. This is primarily because such deposits are risk-free and provide guaranteed returns. Interest rates have seen a marginal increase during the last few years. Therefore, the returns on such deposits have remained almost stagnant. Nonetheless, here are six strategies you may use to earn higher returns on such deposits. Research different available options You must research the fixed deposit interest rates and tenures offered by different institutions. In addition to banks, Non-Banking Financial Companies (NBFCs) offer such deposits and checking the available options will help maximize your returns. Some institutions offer a higher rate of interest if you open the fixed deposit (FD) onlin...

Sep202019 by Brent BrayNo Comments

Amazing Ways For GST Registration Which May Surprise You

Business

According to the current business policies and tax rules developed and introduced by the Government of India, GST is the most essential part of your business. Without GST no business is legal and cannot proceed towards expansion. Thus every company or business has to have a GST registration. To facilitate this process, the GST council has been trying to make the whole process of registration easy and super quick for the customers. It is necessary to keep the registration process hassle-free so that applicants do not face any issues at the time of the registration and that they can successfully complete it. One can read carefully the complete information given on the official GST website regarding the registration process. But to make the idea clear here is a step by step guidance. Since...

Sep202019 by Brent BrayNo Comments

Advantages of Online Trading

Stock Market

Online trading has been done through bonded internet sites and proprietary applications supplied by reputed broker houses or finance institutions. The dealer must start a merchant account and then deposit a security level (sometimes, the trade is done through the dealer's banking accounts at real time) to start out trading. The dealer can also be aided with complex online help systems, training professionals and documents throughout call centers.Before the widespread utilization of the World Wide Web, trading at the stock-market was normally agent oriented. Moreover, to exchange, you had to provide physically at the market or rely upon numerous calls into the agent home. However, with the arrival of Web in everyone's lifetime, the method of trading and investing in addition has...

Sep182019 by Brent BrayNo Comments

Here’s Why Good Payroll Software is so Important to Restaurants

Finance

Have you heard about the lawsuit filed against famous chef José Andrés and his Mercado Little Spain restaurant in New York? Apparently, Andrés is being accused of purposely underpaying his staff over an extended amount of time. He denies any wrongdoing. Rather, he blames a software glitch that underpaid some employees and overpaid others.Unfortunately, the back-and-forth of this lawsuit has been ugly at times. Plaintiffs and their attorneys claim Andrés and his restaurant intentionally underpaid workers. They cite the fact that it went on for so long as evidence of it being purposeful. Andrés continues to blame the software glitch and has offered to make double restitution. He has even said those who were overpaid can keep the extra money. The point of this post is not to decide who i...

Sep162019 by Brent BrayNo Comments

Various Types of Payroll and Billing Software Solution

Finance

Nowadays, a lot of companies who are using these different payroll and billing software solution. This can be used in two ways either for small businesses or in big, as long as it suits the standard of the company. Using this different software solution can help the payroll system and can save more time in the finance department of the company. This is an indication that the company is well organized and more manageable.Various Type of Payroll SoftwareGusto. This is one of the best payroll and billing software solutions which are the combination of the benefits and compliance platform. This is where every company can use the different features which are created for small businesses. The mission of this solution software is for the business to grow and help them improve in a lot o...

Sep142019 by Brent BrayNo Comments

Waiting for Banks to Cut Rates? Learn To Pay Lower EMI Even if they Don’t

Finance

Were you surprised to find that RBI lowered the key rates, your home loan EMI amount did not come down? The banks did respond to the rate cut, but the response was insignificant. Does it mean no respite for you? No, it does not! The first thing you have to know is how to calculate home loan EMI. There are many easy to use online calculators that give you results in an instant. Read on to find out even if banks have not lowered interest rates; you can still lower your EMIs!Reasons for Derailment of Rate Cuts You need to understand why banks have not reduced the home loan interest rate significantly. Here are some of the reasons for that:No Direct Correlation The repo rates are applicable for banks only when they require to borrow from the RBI during a liquidity crisis. So, under ...