Author: Roky Binty

My name is Roky Binty and I am a full-time blogger. I love to share finance and business news.

Jul312019 by Roky BintyNo Comments

Trading in the Indian Share Market

To initiate the process of trading in the Indian Share Market, the investor first needs to understand the process of opening a Demat account from the potential stock broker, the pros and cons of the stock market, and its functions. After weighing all his options, the investor then needs to register for a trading account and a Demat account. These accounts need to be linked to his bank account, which will give him an estimate of the interface and how the account works, while giving him time to research. It is an essential step and will require the investor to familiarize himself with the broking company, and check its credibility and credentials before opening an online trading account. Do your research It helps if you browse the cyberspace for terms like buy, sell, IPO, portfolio, quotes...

Jul42019 by Roky BintyNo Comments

5 Recent Developments in the Life Insurance Industry

Insurance

India is currently set on an upward growth trajectory and the recent developments in the insurance sector have contributed to that heavily. Apart from the favorable economic conditions, the biggest reason behind the boom of the insurance industry is the various initiatives the government has taken to improve the economy and the performance of the insurance sector.Here are five developments in the life insurance industry that are significant: Growth in premium INR 4.58 lakh crore was collected as premiums in the financial year 2017-18. This has been one of the most noteworthy developments in the industry. This is a considerable rise as compared to the premium collection of INR 4.18 lakh in the financial year 2016-17. This is an indication that the people of India are now ...

Jun152019 by Roky BintyNo Comments

Amazing techniques to reduce risks in trading

Bankruptcy

Forex is a high-risk industry in which millions of people are investing money. While the sector may seem risky, there are certain tricks that can lower the risks of losing capital. This article will tell how to make money with low risks plan. It is more suitable for investors who want to start a career with a low deposit. The only thing to keep in mind is never to become greedy. If greed overtakes, it becomes an inevitable destiny for traders. It is the reason many wonderful investors quit trading early. Get detailed information about the strategy to maximize the profit ratio, on this website: https://newshub4.com/Overlapping sessions are profitable This is the time when different markets of the finance overlap. In this period, a large number of people gather and that increases the rewa...

May292019 by Roky BintyNo Comments

If installment loan is better or payday loan

Uncategorized

The online lenders offer many types of loans but nowadays installment loan has become popular among lenders. As compared to other lending options there are some features better than other. Scan through different lenders to compare their offers and terms if you are not sure where to start.Mostly people like to take loan on installments, a fixed amount of loan money for a long period of time. The installment loan is better than payday loan in many ways. You have no tension of paying back loan in a lump sum amount when your pay cheque arrives. You can easily pay your loan money in installments, smaller monthly payments for a longer period of time. Some people think it as a safe way to repay as financing explained in this type of loan is comparatively easier.Many financing options are...

May112019 by Roky BintyNo Comments

5 Significantly Changing Personal Loan Trends in India

Loans

Individuals often turn to loans in an event of a cash crunch. Banks and Non-Banking Financial Companies (NBFCs) offer various options to those seeking capital to meet their financial needs. A very popular type of finance option, known as a personal loan, is given to those seeking funds for various purposes. Financial institutions do not question the intent of the borrower, and hence a personal loan may be used for a variety of reasons, such as funding your wedding expenses, borrowing for your child’s education, purchasing a new home, meeting medical contingencies, or consolidating debt, among others. Such loans do not require the need of collateral and are based on the creditworthiness of the applicant. Personal loan scenario in India There have been a series of developments that have...

May112019 by Roky BintyNo Comments

7 Common FAQs People Ask on Loan against Property

Loans

You may have come across the term ‘Loan Against Property’ (LAP) in the housing finance market or real estate sector. Such a loan is exactly as the name implies – a loan borrowed from a bank or a Non-Banking Financial Company (NBFC) against the mortgage of a property. Financial institutions generally give a loan on the property as a certain percentage of the market value of the property, up to a maximum limit of 90%. Some borrowers are often riddled with certain queries on such a type of a loan. It is imperative to resolve all your doubts, so as to be a well-informed borrower. Following are seven common frequently asked questions about finance against property.How is a LAP different from a home loan?A home loan is extended to purchase a new home. LAP, on the other hand, ma...

May112019 by Roky BintyNo Comments

5 Effective Ways to Increase Business Efficiency Using Technology

Business

Technology has changed the business landscape rapidly. In fact, it’s the speedy upgrades in technology that have aided globalisation. Being updated with the latest trends in technology can catapult a business to new heights, and failure to do so can render it bankrupt. There has been a revolution in data production and storage due to the advent of cloud and automation technology, which has impacted the way business is carried out. This has led to increased business efficiency and productivity, which correlates to increased profits. If you would also like to lead your business into the digital era, here are few ways in which you can use tech to improve efficiency: Employing the Right Technology: It’s absolutely essential that you do your research on what kind of technology is beneficia...

Mar182019 by Roky BintyNo Comments

HOW TO GET CASH OUT YOUR LIFE INSURANCE POLICY?

Insurance

Many people ask one common question related to life cash value life insurance policies- what is the cash value of a life insurance policy? Cash value life insurance policies are the kind of policies that provide a death benefit to the beneficiary as well as accumulate cash value in another account. So, for a cash value life insurance policy, every time the policyholder pays for the premium, the cost is divided into the death benefit, company fees for coverage, and finally some cash value in an account within the policy. This makes the cash value life insurance premiums quite expensive. Since the cash value goes into a different account that is separate from the death benefit, the beneficiary does not receive the cash value once the policyholder passes away. This cash value is technically ...

Mar72019 by Roky BintyNo Comments

Real Estate With No Money Down

Business

If you start looking at investment properties you may be overwhelmed with all the possibilities that exist. There may be so many properties that you may not even know where to start. This is where a real estate agent comes in handy. They can give you a better outline of the city and help you get started with pinpointing where you want to actually invest.Finding The Right Real Estate When this happens you have a better grasp of how you can make the most of your opportunities. You need a guide, and these agents are going to be great at giving you some type of way to narrow down the abundant number of options that are presented before you. Checking Out The Listings That Have Curb Appeal At times you find that certain areas are going to be more profitable than others. That is where a...

Nov282018 by Roky BintyNo Comments

3 Must Know Things to Profit through Trading Forex Signals

Finance

Forex trading signals are one of the latest innovations when it comes to profit-generating strategies in currency markets. This manifestation indicates the large family of technical analysis indications that are aimed at helping foreign exchange traders make money from the Forex markets. Individuals come up with new technical analysis indicators every day and (back) test them against historical data to evaluate whether a trader following those Foreign exchange signals would have made money over a time frame (this is a key point and I will come returning to that shortly). If it proves to be profitable, some investors decide to keep the Forex signal to by themselves for own personal revenue and some other choose to add an additional earnings stream to their Forex activities by marketing it ...