Author: Brent Bray

My name is Brent Bray. I am a writer who loves to learn new things and share them with people. Love to write articles, blogs, and other stuff.

Sep182019 by Brent BrayNo Comments

Here’s Why Good Payroll Software is so Important to Restaurants

Finance

Have you heard about the lawsuit filed against famous chef José Andrés and his Mercado Little Spain restaurant in New York? Apparently, Andrés is being accused of purposely underpaying his staff over an extended amount of time. He denies any wrongdoing. Rather, he blames a software glitch that underpaid some employees and overpaid others.Unfortunately, the back-and-forth of this lawsuit has been ugly at times. Plaintiffs and their attorneys claim Andrés and his restaurant intentionally underpaid workers. They cite the fact that it went on for so long as evidence of it being purposeful. Andrés continues to blame the software glitch and has offered to make double restitution. He has even said those who were overpaid can keep the extra money. The point of this post is not to decide who i...

Sep162019 by Brent BrayNo Comments

Various Types of Payroll and Billing Software Solution

Finance

Nowadays, a lot of companies who are using these different payroll and billing software solution. This can be used in two ways either for small businesses or in big, as long as it suits the standard of the company. Using this different software solution can help the payroll system and can save more time in the finance department of the company. This is an indication that the company is well organized and more manageable.Various Type of Payroll SoftwareGusto. This is one of the best payroll and billing software solutions which are the combination of the benefits and compliance platform. This is where every company can use the different features which are created for small businesses. The mission of this solution software is for the business to grow and help them improve in a lot o...

Sep142019 by Brent BrayNo Comments

Waiting for Banks to Cut Rates? Learn To Pay Lower EMI Even if they Don’t

Finance

Were you surprised to find that RBI lowered the key rates, your home loan EMI amount did not come down? The banks did respond to the rate cut, but the response was insignificant. Does it mean no respite for you? No, it does not! The first thing you have to know is how to calculate home loan EMI. There are many easy to use online calculators that give you results in an instant. Read on to find out even if banks have not lowered interest rates; you can still lower your EMIs!Reasons for Derailment of Rate Cuts You need to understand why banks have not reduced the home loan interest rate significantly. Here are some of the reasons for that:No Direct Correlation The repo rates are applicable for banks only when they require to borrow from the RBI during a liquidity crisis. So, under ...

Sep142019 by Brent BrayNo Comments

How To Maximise Money From Financial Advisors

Finance

Payday loans are associated with the mortgage and other forms of loan have earned mixed reviews based on the actions of those who’ve accepted them. Whether they’re seen as bad or good isn’t quite the point, it’s whether they can be beneficial or not that matters most. Bearing from a constant cash shortfall can be just as stressful, if not more so, than an immediate need for extra cash. A mortgage is when there is a legal agreement between the two people the one who lend money and the one who gives money. With the guide of financial experts and other people from the field, people can pursue their wealth.Reasons To Hear Mortgage Advice In Getting A Payday LoansAn Individual can’t get a loan in a Bank so easily. Mortgage brokers and financial advisors are related to availing payday ...

Sep82019 by Brent BrayNo Comments

Facts You Need To Know Before Investing Your Money

Investment

Investing money is just like saving one’s property, and money. In investing money an individual needs to be very careful in choosing the best investments that suit their capability financially. Most people want to invest their money for different reasons such as for retirement, to buy new things, to save money and to increase their money. Business is one of the most popular investments every individual can have, but riskier as there is only single management, especially to those beginners in the field. In investing money every individual needs to ask themselves how to invest with intelligence so that they will earn faster and increase their rate. Investment Managers Australia helps every individual in making their own investments.What You Should Know Before Investing Your MoneyTh...

Aug302019 by Brent BrayNo Comments

Features of Personal Banking you ought to know

Business

Personal banking has been an indispensable part of everyone’s life today, from students to retired individuals, from salaried individuals to entrepreneurs. Personal banking encompasses a range of services offered by financial institutions to individuals. Typically, this refers to a suite of products offered by the bank to people to meet their basic financial needs. The bank may talk about home loans, personal loans, fixed deposit account, savings account, and credit card services when it comes to personal banking. Other newer services which that are enabled by internet and technology are:Online payments and deposits Access ATM Invest in various investment schemesHowever, there are a few highly beneficial features which you should know in detail to make the most of its ben...

Aug272019 by Brent BrayNo Comments

A Home loan calculator work is the perfect tool to help you calculate your EMI

Loans

It is one thing to aspire for a dream but another to make it a reality. Buying a home is that. While many of us aspire to own our homes, very few turn it into a reality. One of the most important aspects of home-buying is to find the finances to fund your home purchase. If you cannot fund it with your own financial resources you can always look up to Tata Capital who can extend a housing loan to you. Thus, a home loan becomes a vital funding resource and as such you have to pay careful attention to the various aspects associated with it. Know your EMI Although a housing loan gives you the funds to help you acquire your new home, it is a reality that you must repay the home loan amount you have borrowed along with the interest charged on the loan. In order to hel...

Aug262019 by Brent BrayNo Comments

No Credit Check Loans – Great Help for All

Loans

Ultimately, it depends on the response that you give while dealing with any kind of emergency circumstances. If for instance, you are not having the required funds available with you at that precise moment; it can bring in a lot of hassles. One can satisfy his personal needs easily but there are certain requirements that remain unattended as you might not have sufficient finances to carry it. So to avoid such financial constraints and meet your personal requirements easily you can trust on no credit check loans. Online loans provide financial assistance to those who need funds and enable them to meet their requirements easily.So, keeping the best interest on mind and to help you out, the financial market has come up with the provision of unsecured cash loan. This loan helps you by prov...

Aug232019 by Brent BrayNo Comments

The Advantages of Becoming an Investment Banker

Investment

Thinking of going into investment banking? This is perhaps the best career move you can make since IB signifies Big Money. If you are beginning to walk on the path that will lead you to the world of investment banking, this content is apt for you.Investment Banking is undoubtedly a vast field with countless opportunities to offer. Hence, thousands and thousands of finance folks from world-class institutions hop on the route to IB. And why would they? After all, it is one of the most sought after fields that offer a great salary, financial rewards along with unparalleled exposure to the finance world. But, anything that is this desirable is always tough to get. Hence, it isn’t easy to build and sustain an investment banking career if you are not entirely cut out for it. In other wor...

Aug222019 by Brent BrayNo Comments

Types of Vehicle Loans Available in India

Loans

Buying a car of your own is a ‘dream come true’! When you are young, owning your first car can be identified as a symbol of success. However, purchasing a vehicle is not a cheap affair. If you have just started working then you probably do not have enough savings to afford a car. This is where a car loan comes in. The loan can help you with the finance at the time of purchase and you can repay the money over a long period of time. In India, the loan for a vehicle comes in different basic types as listed below. New car loanThis loan option is available for people who want to buy a brand new car. The loan can be taken to buy any car model from any maker. You will have to pay an interest of 9-14% per year over a period of one-seven years. Used car loanThe truth ...