Author: Brent Bray

My name is Brent Bray. I am a writer who loves to learn new things and share them with people. Love to write articles, blogs, and other stuff.

Oct82019 by Brent BrayNo Comments

What are the Best Equity Mutual Funds?

Finance

Equity Mutual Funds invests in equity shares of companies. According to SEBI, if a fund invests 65% of its portfolio or more than that, then it is classified as an equity-oriented fund. The best equity mutual funds are those who invest more than 65% of its portfolio in stocks. Such funds are actively or passively managed. It is believed that the best equity mutual funds tend to give high returns on medium and long-term cap investment. They are considered risky because they are heavily invested in stocks. The value of the fund may fluctuate. In addition, because of this, aggressive investors prefer the best equity mutual funds. There are various parameters. You need to analyze before choosing the fund. Who should invest in Best Equity Mutual Fund? Before investing in any fund, you nee...

Oct72019 by Brent BrayNo Comments

Take the next step to remain ahead in life with ICICI Bank Personal Loan

Loans

Life’s uncertain situations can crop anytime and to meet the immediate monetary assistance, one can go for Personal loans. While you take care of your life’s unexpected demands, ICICI Bank Personal loans have your back. Personal loan is most popular amongst masses, to avail immediate cash, in times of monetary shortfall. Personal loans have emerged as a great way, in the past decade to fund for urgencies, which otherwise becomes a challenge with regular income. ICICI Bank Personal loan Interest Rates are best in the market which offers user friendly EMI’s to its customers. You can apply Personal loans from ICICI Bank upto Rs 20 lakh to meet your immediate financial requirements. All you have to do is either apply online or visit your nearest bank branch. You will have to fill up the appl...

Oct52019 by Brent BrayNo Comments

Here is a comprehensive guide that informs everything about used car loans

Loans

Used cars are becoming popular all across India. In 2018-2019, sales of used cars crossed 4 million for the first time. Comparatively, only about 3.3 million new cars were sold. There are multiple reasons behind this. However, the ease in availability of used car loans has been one of the major drivers. Most borrowers have several questions about used car loans.Here is a comprehensive guide that informs everything about used car loans Which Used Cars can Get Financing? Almost all used cars can be financed. Except for maybe certain imported variants or old cars. Lenders usually approve financing for used cars on a case to case basis. Other aspects covered are the kilometres covered, the purpose of usage (personal or commercial), place where the car would be used (for example, a used...

Oct42019 by Brent BrayNo Comments

Understand Your Loans with a Mortgage Loan Calculator

Loans

Mortgage encompasses lots of elements viz., funding amount, rates of interest, period, costs, and settlement and so on. To have a thorough understanding on how each of these variables shall affect your financial resources, you can utilize Mortgage calculators. It not only educates you yet conserves your time while handling mortgage loan provider. How Much Finance? Based upon your existing and also future funds, you can ascertain the amount of lending you will be qualified for, using mortgage loan calculator. You can additionally get to the monthly installment amounts for the lending taken and you can examine if you can make such payments. What Form of Lending? Most prominent forms of Mortgages are fixed rate as well as interest just Mortgages. While a set rate mortgage amortize...

Oct32019 by Brent BrayNo Comments

Importance Of Life Insurance: What You Need To Be Aware Of

Insurance

Living with insurance can help you to become more secure and at the same timeless you're worrisome. Insurance has emerged as a technique of safeguarding the importance of individuals from loss and alter. it's going to be outlined as a social device scale back to scale back, to cut back or reduce the danger of loss to life and property. Rather like various insurance that offers plenty to the general economic process of the society by provides sturdiness to the functioning of the method. The insurance industries manufacture monetary establishments and overcome difficulties by raising monetary resources. There are many people today who don’t know the importance of getting insurance for themselves and also for their family members as well. So, it is important to compare life insurance in Austr...

Sep302019 by Brent BrayNo Comments

How to Save Tax on Additional 50,000 Income Under Section 80CCD (1B)

Taxes

One of the most important responsibilities of any Indian citizen is to pay taxes to the government. This money is used for the development of the country. Taxation is a very elaborate system, with uncountable number of rules and regulation. These are maintained under the guidelines set by the Income Tax Act, 1961.The guidelines are divided into different sections, and this article will discuss about Section 80 CCD (1B), which allows specific tax exemptions. To enjoy the benefits under this section, you need to invest money in certain specified investment instruments. One of these options is the National Pension Scheme (NPS). By investing in NPS, you can claim a tax deduction of up to INR 50,000 on your income. However, before investing any money into NPS, you must learn more about it to ...

Sep302019 by Brent BrayNo Comments

Guide to Save Your Term Insurance Premium!

Insurance

A term plan is one of the cheapest life insurance policies. It pays a huge death benefit for affordable premiums. However, the good news is that you can reduce the premium by following some simple rules. Here is a guide on how to save on insurance premiums for term policy:Stay fitAn unhealthy person is considered to be a risky customer by insurance companies, and this leads to high premiums. If you are fit and healthy, the insurer will grant you a discounted premium, as you are at a lower mortality risk. Apart from this, being healthy will surely boost your overall wellbeing.Avoid smokingOne of the most effective ways to reduce insurance costs is to avoid smoking completely. If you are a smoker, you are at a higher risk level, as smoking leads to serious health i...

Sep302019 by Brent BrayNo Comments

Are you an emotionally fit Forex trader?

Stock Market

You know that emotions and Forex trading go hand in hand. If you are not emotionally fit, you will have a hard time handling Forex challenges. The Australian traders are managing their trading account without letting it slip, but how do they do it? It is pretty straightforward because everything related to Forex success is connected with your emotions. If you are an emotionally fit Forex trader, you wouldn’t easily lose your account.Unfortunately, the naïve Forex traders assume that Forex success is all about market analysis or Forex knowledge. We don’t disagree on these factors, but even if you have these factors sans emotions, you will not succeed. Even by mastering the best strategies you can’t reach the trading goals if you’re emotional. Do you know why every time you speak ab...

Sep252019 by Brent BrayNo Comments

Ways to Obtain Higher Returns from Fixed Deposits

Bankruptcy

Fixed or time deposits continue to remain one of the most trusted and popular investment vehicles. This is primarily because such deposits are risk-free and provide guaranteed returns. Interest rates have seen a marginal increase during the last few years. Therefore, the returns on such deposits have remained almost stagnant. Nonetheless, here are six strategies you may use to earn higher returns on such deposits. Research different available options You must research the fixed deposit interest rates and tenures offered by different institutions. In addition to banks, Non-Banking Financial Companies (NBFCs) offer such deposits and checking the available options will help maximize your returns. Some institutions offer a higher rate of interest if you open the fixed deposit (FD) onlin...

Sep202019 by Brent BrayNo Comments

Amazing Ways For GST Registration Which May Surprise You

Business

According to the current business policies and tax rules developed and introduced by the Government of India, GST is the most essential part of your business. Without GST no business is legal and cannot proceed towards expansion. Thus every company or business has to have a GST registration. To facilitate this process, the GST council has been trying to make the whole process of registration easy and super quick for the customers. It is necessary to keep the registration process hassle-free so that applicants do not face any issues at the time of the registration and that they can successfully complete it. One can read carefully the complete information given on the official GST website regarding the registration process. But to make the idea clear here is a step by step guidance. Since...