Author: Brent Bray

My name is Brent Bray. I am a writer who loves to learn new things and share them with people. Love to write articles, blogs, and other stuff.

Oct232019 by Brent BrayNo Comments

Things You Must Know Before Investing On Argyle Pink Diamonds

Investment

When you are investing your money on something, you not only want your money to be safe and secure but you also want it to generate a high return. Of course, that is the primary reason for your investment. However, if you think that investing in pink diamonds is very simple then you are very much wrong because it can be complex if you are doing it for the very first time. Therefore, you have to be absolutely sure while investing in Argyle pink diamonds. There is no denying the investing in pink diamonds is one of the best investment options that you can have at this moment in time. However, you have to be very careful about investing in pink diamonds. Here are some of the things that you should be aware of before investing in pink diamonds.The need to take help from the experts One o...

Oct172019 by Brent BrayNo Comments

What is gratuity and how can you calculate it?

Finance

According to a bill passed by the Parliament of India in 2018, the government now has permission to raise the cap of tax-exempted gratuity if and when required. Following this executive order, the gratuity ceiling for all government employees went up considerably to Rs. 20 Lakh. Additionally, this upper ceiling (Rs. 10 Lakh) for the private employees has been removed too. It gives employers the flexibility to change the cap on their tax-free gratuity without having to alter the primary legislation on the same.While such modifications at the executive level add on to the list of benefits for employees, one must have an in-depth idea about how to calculate gratuity amount and what it precisely is. Subsequently, individuals can plan their finances better in the future and strategies their...

Oct172019 by Brent BrayNo Comments

6 Questions to Ask Yourself Before Applying for a Credit Card Online

Finance

9.13 million credit cards were added in India between February 2018 and February 2019. The easy availability of credit cards from several financial institutions has provided impetus to this growth. However, with these card issuers offering various benefits, it can be a challenging task for an individual to select the ideal card. You can ask these questions to yourself before opting for a credit card apply online procedure to make the most out of it. Is your credit score good enough?Card issuers determine your creditworthiness with the help of your CIBIL score. Hence, obtaining a clear idea regarding the rating you hold can help you significantly. It is one of the most important things to know before applying for a credit card. If your CIBIL rating is low, then you can incr...

Oct112019 by Brent BrayNo Comments

How can a personal loan help for renovation of a house?

Loans

Renovating your house can brighten up the entire atmosphere. Getting that chef-style kitchen or changing the interior of the house, renovation of a home can be a costly affair. People often delay refurbishing their houses due to lack of financial assistance. Moreover, they end up compromising while re-decorating the house for the same reasons. Every house requires certain changes or repairs after a few years. Renovation not only refreshes the interior of the house, but it also maintains your house in good condition. One should not procrastinate the restoration of the house. Though home renovations require a considerable amount, it does not mean you have to prepare the funds on your own. You can always borrow a house renovation loan to repair or renovate the house. You can use the funds pr...

Oct112019 by Brent BrayNo Comments

Should You Exit a ULIP After a Lock-in Period or Continue Till the End?

Investment

With the increasing financial literacy in the country, a large number of citizens are willing to invest their hard-earned money to avail high returns. A Unit Linked Insurance Plan or ULIPs is a contemporary investment that has gained massive popularity in recent times. It is a product offered by insurance companies that provides both insurance and investment under a single integrated plan. Therefore, a portion of the premium paid by the policyholder is utilized to provide insurance coverage and the remaining portion is invested in equity as per the policyholder’s choice. However, it is to be noted that ULIPs come with a lock-in-period of 5 years. This means if the policyholders choose to discontinue the policy during the lock-in-period, they won’t receive any liquidity or payout. Since a ...

Oct92019 by Brent BrayNo Comments

CCB easy to safe online trading

Bankruptcy

Whether you are already working as a trader or you are seeking to invest all your assets in a safe reliable market or you are looking for some extra cash for your everyday needs the crypto currencies market is the right place to go to, but the breaking point here is the broker that could leverage you to the place you want to be or you could sign out with a lot of disappointing deficits, the broker is like your guru guidance, it provides you with the needed assistance at any needed time depends on the customer support service and what is most important the training material that you will need in order to be a fully functioning trader, The number of online brokers today is too much to choose from that’s why we present to you Cryptocurrency Broker. CCB is like any other contracts for d...

Oct82019 by Brent BrayNo Comments

What are the Best Equity Mutual Funds?

Finance

Equity Mutual Funds invests in equity shares of companies. According to SEBI, if a fund invests 65% of its portfolio or more than that, then it is classified as an equity-oriented fund. The best equity mutual funds are those who invest more than 65% of its portfolio in stocks. Such funds are actively or passively managed. It is believed that the best equity mutual funds tend to give high returns on medium and long-term cap investment. They are considered risky because they are heavily invested in stocks. The value of the fund may fluctuate. In addition, because of this, aggressive investors prefer the best equity mutual funds. There are various parameters. You need to analyze before choosing the fund. Who should invest in Best Equity Mutual Fund? Before investing in any fund, you nee...

Oct72019 by Brent BrayNo Comments

Take the next step to remain ahead in life with ICICI Bank Personal Loan

Loans

Life’s uncertain situations can crop anytime and to meet the immediate monetary assistance, one can go for Personal loans. While you take care of your life’s unexpected demands, ICICI Bank Personal loans have your back. Personal loan is most popular amongst masses, to avail immediate cash, in times of monetary shortfall. Personal loans have emerged as a great way, in the past decade to fund for urgencies, which otherwise becomes a challenge with regular income. ICICI Bank Personal loan Interest Rates are best in the market which offers user friendly EMI’s to its customers. You can apply Personal loans from ICICI Bank upto Rs 20 lakh to meet your immediate financial requirements. All you have to do is either apply online or visit your nearest bank branch. You will have to fill up the appl...

Oct52019 by Brent BrayNo Comments

Here is a comprehensive guide that informs everything about used car loans

Loans

Used cars are becoming popular all across India. In 2018-2019, sales of used cars crossed 4 million for the first time. Comparatively, only about 3.3 million new cars were sold. There are multiple reasons behind this. However, the ease in availability of used car loans has been one of the major drivers. Most borrowers have several questions about used car loans.Here is a comprehensive guide that informs everything about used car loans Which Used Cars can Get Financing? Almost all used cars can be financed. Except for maybe certain imported variants or old cars. Lenders usually approve financing for used cars on a case to case basis. Other aspects covered are the kilometres covered, the purpose of usage (personal or commercial), place where the car would be used (for example, a used...

Oct42019 by Brent BrayNo Comments

Understand Your Loans with a Mortgage Loan Calculator

Loans

Mortgage encompasses lots of elements viz., funding amount, rates of interest, period, costs, and settlement and so on. To have a thorough understanding on how each of these variables shall affect your financial resources, you can utilize Mortgage calculators. It not only educates you yet conserves your time while handling mortgage loan provider. How Much Finance? Based upon your existing and also future funds, you can ascertain the amount of lending you will be qualified for, using mortgage loan calculator. You can additionally get to the monthly installment amounts for the lending taken and you can examine if you can make such payments. What Form of Lending? Most prominent forms of Mortgages are fixed rate as well as interest just Mortgages. While a set rate mortgage amortize...