Author: Brent Bray

My name is Brent Bray. I am a writer who loves to learn new things and share them with people. Love to write articles, blogs, and other stuff.

Jan22020 by Brent BrayNo Comments

How term insurance can help you protect your child’s future

Insurance

Having a child can be one of the most thrilling phases of your life. Right from the first time of holding your baby to getting your child married, you might cherish every minute of your parenthood. Since your child can be the apple of your eyes, you might look forward to fulfill every responsibility of your kid. Until your children settle financially, you might have to meet their expenses. As a parent, you might have accumulated funds for the safety of your child in the long. However, your hard-earned savings might not suffice to accomplish their long-term financial goals. Therefore, you should purchase term insurance to offer additional financial protection to your child in your absence. Before you purchase term insurance to protect your child’s future, let’s first understand what is term...

Jan22020 by Brent BrayNo Comments

How NRIs can buy term insurance plans in India

Insurance

A term plan offers financial protection to everyone who is in need of insurance. Whether you are an Indian or a Non-Resident Indian (NRI), you can buy term insurance plans for your security. A term insurance plan can be the purest form of insurance, which can safeguard your loved ones from uncertainties of life in your absence. NRIs can purchase term insurance plans to receive financial support in the long run. As an NRI, you can buy term insurance in two ways. Let’s take a look below to know how you can avail term insurance for yourself and your loved ones:You can buy term insurance when you are in India. However, you would receive the term policy only after the completion of the formalities related to the underwriting of your insurance policy. You can purchase the term policy...

Dec312019 by Brent BrayNo Comments

Know best tax saving investment options under Section 80C

Investment

Taxes are an inevitable element of our lives. Whether you are a working professional or a self-employed individual, you cannot escape from paying your taxes. While many people might dread tax payment, the rest might start tax planning early to save money. Since the new financial year is around the corner, you should invest in tax saving investments that can reduce your tax liability. Tax-saving investments are essential since they allow you to claim deductions under Section 80C of the Income Tax Act, 1961. According to Section 80C, you can claim a tax deduction up to Rs. 1,50,000 on your taxable income. Although there are numerous best investment plans that offer tax exemptions, you might not know where to invest money. Before selecting a plan to save taxes, let’s take a look at different ...

Dec192019 by Brent BrayNo Comments

What are main Traits of Millionaire Forex Traders?

Finance

Any person can learn forex investing, but what separates the actual pros the millionaire traders from the rest? This specific is what we intend to talk about in this article plus it's not done along with their forex trading system, it's to do with their mindset. Let's appearance at the main characteristics that the millionaire investors have, and if an individual can acquire those to, an individual can enjoy spectacular trading currency success. Should be ResponsibleThis is a good evident one - zero traders ever got rich following anyone else. If you believe you can follow a single of the numerous forex currency trading systems sold on the net with simulated monitor records in that case you are wrong. To be able to enjoy currency trading accomplishment, you need to unders...

Dec142019 by Brent BrayNo Comments

What are liquid funds? What are the benefits of investing in liquid funds?

Business

We often possess surplus funds that we want to invest for a short period. Investing in fixed deposits may not be ideal, given its lock-in period that could restrict you from accessing funds when the need arises. In such a scenario, liquid funds can become a beneficial investment avenue. Among the many types of mutual funds, liquid funds are a type of debt funds that invest in debt and money-market instruments such as the certificate of deposits, government securities, commercial papers, treasury bills, term deposits, etc. They allow you to park your savings for a short period. Besides, you can withdraw the money any time without paying extra charges.Who can invest in liquid funds? Liquid funds can be ideal for investors looking to invest for a short duration and at the same time, bea...

Dec142019 by Brent BrayNo Comments

What is STP? How does STP work?

Business

When it comes to mutual fund investments, there are two ways by which you can invest – lumpsum or SIPs (Systematic Investment Plans). Most experts recommend investing via SIPs as it allows you to minimise related market risks and earn good returns in the long run. STP or Systematic Transfer Plan is a similar risk-mitigating investment strategy that can protect against market volatility. This article helps understand STP in detail and how to do STP.What is STP? An STP is considered a useful investment method that lets you transfer a fixed amount from one mutual fund scheme to another, usually from debt funds to equity mutual funds. It is similar to SIPs where you can transfer money from your bank account to equity mutual funds periodically. The three main factors to consider before o...

Dec52019 by Brent BrayNo Comments

10 ways in which ULIPs help you save for the long term

Insurance

Why do you hustle at your 9-5 jobs every single day? You put in extra effort to make money to live a comfortable lifestyle in the future. But do you think your life savings would suffice in the long run? While savings are crucial, we should not ignore the benefits of several investment plans in the market. With the right investment option, you can not only earn more returns but also accomplish your life goals. Being a popular investment option, a Unit Linked Insurance Plan (ULIP) is usually purchased by many investors. Since it helps you to save money for the long term, let’s take a closer look at these ten ways mentioned below to do so: It is a dual financial productULIP insurance is a unique financial product, which offers dual benefits. It is an amalgamation of investmen...

Dec22019 by Brent BrayNo Comments

Rights and responsibilities for temp or agency workers

Business

Working as a temp can be a good way to earn money, get started in the world of work or try out a new career move before making it permanent. Temp workers can also benefit the organisations they work for hugely, bringing fresh ideas and energy and additional resources at the exact times they are needed, such as during tourist seasons or over busier operational periods. Agency, or temp workers are not classified as being self-employed. They have a contract with a temping or recruitment agency but carry out their duties for a different company. They are paid by the agency, who have invoiced the company for their time, plus the agency’s own commission. Other remuneration can also come in the form of repaying expenses, so temp workers must keep hold of all receipt, travel tickets etc. using a ...

Nov282019 by Brent BrayNo Comments

Ways to save money through your credit card

Business

Payment apps are currently the first choice of many customers especially for the millennials while making purchases. But it has not diminished the importance of credit cards which is still one of the first choice for many while shopping. While payment apps help you in saving money by offering deals from time to time. But even your credit card can help you in saving money only if you know how to use it.Here are some ways which can be quite beneficial to you: Make use of your Reward points Reward points are something you must be knowing if you are a credit card user. For those who do not know, reward points are earned while doing shopping using a credit card. While each credit card issuer has its own reward programme, some of them allow to convert reward points into cash. So make the...

Nov242019 by Brent BrayNo Comments

12 Things you should know about payday loans for bad credit

Loans

A payday loan is beneficial for people who need cash urgently to manage any emergency. Here, you don’t have to go through a lengthy application process to get approval for a loan. You’re also not required to have a good credit score to get the approval for the loan. However, you need to know certain facts before you take out a payday loan. Knowing the facts about payday loans can help you avoid financial hassles in the long run.Here you go:1. You can get the loan with bad credit A credit check is not required when you apply for the payday loan. This is considered to be one of the greatest advantages of a payday loan. Therefore, if you have bad credit then you are still eligible to apply for this loan. But, keep in mind that you should pay off the loan on time otherwise it might be diff...