Author: Brent Bray

My name is Brent Bray. I am a writer who loves to learn new things and share them with people. Love to write articles, blogs, and other stuff.

Jul102019 by Brent BrayNo Comments

How To Enjoy Reduced EMIs For A Mortgage Loan

Finance

Do you need money for your son’s overseas education or a grand wedding in the family?Is the need urgent such as medical expenses for your ailing parents?Wondering how to meet your financial contingencies?There’s a simple solution to your problems—a home mortgage loan.Many lenders now offer mortgage loans customised to the needs of salaried and self-employed individuals.But not all of us are experts in this field and often end up paying high equated monthly instalments (EMIs). Therefore, a little bit of knowledge is always beneficial when it comes to applying for aloan.There are ways to reduce the EMI amount for your mortgage loan. Read on to know more.Good credit scoreQuite obviously,lenders prefer borrowers with a good credit history. But how do they differentiate between rel...

Jul82019 by Brent BrayNo Comments

Goods and Service Tax (GST)- Definition, Rate Slabs and Calculation

Taxes

GST has replaced India’s older multi-tax regime, improving tax collection rates and has helped boost public spending on infrastructure and welfare programmes. Here’s how you can boost your GST compliance. For years we had a multi-taxed system in India, which levied different taxes on the same product. However, with the introduction of Good and Services Tax (GST) since July 2017, taxation got much simpler. It replaced the dozens of centre and state-levied taxes such as Value Added Tax (VAT), service tax, sales tax, entertainment tax, excise duty, custom duty etc. In this article, we’ve tried to explain the concept of GST in detail and how it will affect the taxing of various products. What is the GST? The Goods and Services Tax (GST) is a comprehensive tax levied on manufacture, sales, and ...

Jul82019 by Brent BrayNo Comments

Which are the best Investment Schemes available in India?

Investment

A fixed deposit scheme is the best option to save and preserve a part of your savings and to get consistent returns on it in the longer run. The fixed deposit will offer a uniform flow of interest that is more reliable than mutual funds or equity investments as it is unaffected by the fluctuating market performance. However, before investing in fixed deposit with any bank or financial company, a person should consider certain points that are significant for making an informed decision. Any investor opting for fixed deposits should consider the following points before investing:Finding the right financial organization and service is a must for any investors who are opting for term deposit. Check out different banks and NBFCs for fixed deposit policies for the investors. Some financia...

Jun252019 by Brent BrayNo Comments

Buying Trucking Insurance? Here’s What To Look For

Insurance

Whether you are already an owner-operator or you are thinking of buying your own truck to travel with, you need to look over the necessary documents before you hit the road. Hard as it may be, it’s vital that you become a sponge with the information relating to trucking insurance. If you are looking to buy trucking insurance, you should consider different criteria. It’s your responsibility to make sure that the company you go with will be able to provide you with everything that you might need down the line. Let’s take a look at the most important things to take note of. What do they specialize in? Any vehicle insurance provider can present you with a quote for trucking insurance. However, you might not get the same benefits as you would from a company that specializes in that particula...

Jun242019 by Brent BrayNo Comments

What Is A Top Up Loan And What Are Its Benefits?

Loans

With the process of availing loans becoming easier, today an individual can address their financial needs without any hassle. Leading financial institutions provide borrower-friendly loan options to help ease the repayment procedure. Home loan balance transfers, top-up loans, etc. are an example of such features.Top-up loans are advances offered over and above an existing home loan amount to borrowers. They provide home buyers with the vital financial assistance to comprehensively complete their new home purchase and meet all associated monetary requirements. These loans come with no end-use restrictions like the unsecured personal loans.Generally, personal loans come with a much higher rate of interest and put a lot of strain on the finances over time. Opting for top-up loans can ...

Jun32019 by Brent BrayNo Comments

Mutual Funds: The right option can help you get the required saving

Finance

For the investors in the market, there are ample options with the help of which it is possible to earn a good return in the medium to long term. Among all options, one can say that the mutual fund is the best one as it has a number of positives which are required for an average investor. He can have a good return on the smallest amount invested in this market. The investor can go for one-time investment or regular investment. He can track all his investments with provided NAV and other important information. The drivers of the mutual fund: In the money market, one can find several instruments where he can invest and earn some return. In some cases, one can also have guaranteed returns while in some cases, it is not there. The mutual fund does not offer any guaranteed return, but one can ...

May242019 by Brent BrayNo Comments

Understand Forex Market to Earn Huge Profits

Business

Foreign currency is the synchronized trade of a single place's currency for one other. Fx Brokers offer online trading tools for all those who wish to speculate after the deal rate among two foreign currencies. When it comes to undertaking so, investors purchase or offer one foreign currency for a few other with the anticipation of producing a profit whenever the value of the currencies shifts in benefit of the speculator as a conclusion outcome of incidents that requires place around the whole world. This market place of the transaction has more daily volume - both buyers and sellers - in comparison with all other marketplaces around the globe. The Currency market is available every day. Currency traders can be set at a brokerage or market maker. Requests can be positioned with merely a ...

May232019 by Brent BrayNo Comments

What You Need To Know About Forex Trading System

Finance

The phrase 'forex' is a shrinkage of 'Foreign Exchange', and is interchangeable with 'Foreign Exchange Market' and 'Currency Market'. At the most comfortable level, Forex trading is about buying one form of currency, and marketing it in exchange for an alternative currency, making a profit as you do so.For example, if you purchase an amount of money in a single foreign currency, and then after some time later the exchange rate fluctuations. It means that the value of that foreign currency has grown relative to another currency, then you might sell that amount in exchange for the other currency, effectively increasing the cost of the sum you started out with. Many people believe that to get any success with Currency trading, you desire a real knowledge of how foreign markets work, of t...

May222019 by Brent BrayNo Comments

Let us talk about Makeup for Women

Business

'Beauty is simply deep'. 'Don't judge a book by its cover'. 'It is ones inner beauty that's important'. Now we cannot say that there's something wrong with these sayings, however, the search for beauty isn't entirely superficial. There is an honest argument to be created that we are genetically programmed to hunt out and skill pleasure and one side of delight is beauty. However, the very fact remains it's natural that we have a tendency to search out beauty, physically, mentally, and spiritually. What is the Importance of Makeup? Depending on the culture and traditions we have a tendency to become conditioned to just accept what's enticing. One want solely to appear at paintings and sculptures from the past to examine what material body kind was thought-about enticing. It is not simply ...

May222019 by Brent BrayNo Comments

Guide to tax deductions on medical insurance

Insurance

A hectic, stress-filled lifestyle can cause a variety of health issues, be it something as common as diabetes or something big like cancer. But, no matter how big or small the medical issue is, it still needs treatment. This means you need to change your lifestyle and maintain a healthy diet along with the regular intake of your medications. Also, medical costs and hospitalization is not cheap either. Here's where health insurance comes in. If you or your loved one is suffering from an illness or disease the last thing you need is more stress, which is exactly what expensive medication can give you. Having a health insurance has lots of other benefits and the primary one is that you can get a tax deduction when you have a medical insurance plan.Section 80D Every individual or HUF can ...